Microfinance comparison · Sri Lanka

Capricon Fund vs Kredible for Sri Lankan micro lenders

Kredible is a Sri Lankan cloud microfinance platform with offline-capable field apps and automated financial reporting. Capricon Fund targets the same MFI buyers who need origination, collections, portfolio visibility, and Capricon implementation accountability.

Capricon Fund vs Kredible microfinance comparison

Live demo checks for both vendors

Run these checks on Kredible and Capricon Fund. If a vendor cannot show them, stop at screenshots.

  1. 1Offline or low-connectivity collection scenario your field team actually faces.
  2. 2Cheque or digital payment collection posted to the correct loan account.
  3. 3Board-ready portfolio and PAR views without Excel consolidation.
  4. 4Accounting export your finance lead uses at month-end.
  5. 5Three-year cost vs active loans and officer count.

Side-by-side comparison

DimensionKredibleCapricon Fund
OriginSri Lankan cloud microfinance product with mobile field appCapricon Fund with Colombo product and delivery ownership
Field collectionsOnline/offline mobile app with Bluetooth receipt printingField collection workflows designed for remote-area officers
AccountingAutomated financial reports and journal processingPortfolio and finance reporting scoped with Capricon Fund rollout
Scale storyMarkets uptime and borrower-base scalabilityPhased module rollout as portfolio and branches grow
Best fitMFIs wanting Kredible’s mobile-first field storyMFIs wanting Capricon Fund plus broader Capricon services

When Capricon Fund usually wins

  • You want one Capricon vendor for Fund, Pay, and IT support
  • You need a phased cutover from legacy spreadsheets
  • You value Capricon discovery workshops over generic SaaS onboarding

When Kredible may fit better

  • Kredible’s field app and offline mode already pass your pilot
  • Their automated accounting reports match your auditor’s format
  • You prefer their established MFI cloud brand as-is

FAQs

Is Capricon Fund an alternative to Kredible?

Yes for Sri Lankan microfinance operators comparing cloud lending systems. Use the same demo script as for Lendivo and Cimple: origination, field collection, PAR views, and regulatory exports.

Which is better for offline field collections?

Kredible emphasizes offline mobile collection with receipt printing. Capricon Fund scopes field workflows during discovery—run a one-branch pilot with your worst connectivity week before deciding.

Related pages

Shortlist Capricon Fund against Kredible

Bring your must-not-break workflows. We will run the same demo script Capricon uses internally—so you can compare honestly.

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