When Capricon Fund usually wins
- • You want Capricon accountable for Fund go-live and support
- • You may connect collections to Capricon Pay later
- • You need phased rollout from spreadsheets without a big-bang cutover
Microfinance comparison · Sri Lanka
Capricon Fund vs Lendivo for Sri Lankan micro lenders
Lendivo markets lending management for Sri Lankan microfinance operators. Capricon Fund is Capricon’s microfinance management system for origination, portfolio, field collections, and compliance-minded reporting—with Capricon implementation support.
Comparison last checked: 26 August 2026
Live demo checks for both vendors
Run these checks on Lendivo and Capricon Fund. If a vendor cannot show them, stop at screenshots.
- 1Originate a loan with KYC docs and guarantor records.
- 2Show PAR / portfolio quality views your board actually uses.
- 3Field collection receipt that posts to the loan without retyping.
- 4CBSL or internal regulatory export your compliance officer recognizes.
- 5Three-year cost vs portfolio size—not only per-seat stickers.
Side-by-side comparison
| Dimension | Lendivo | Capricon Fund |
|---|---|---|
| Domain | Lending / microfinance SaaS focused on SL microlenders | Capricon Fund MFI ops: origination, portfolio, collections |
| Field collections | Mobile field officer patterns—confirm offline needs | Field collection workflows designed for lean MFI teams—confirm offline needs match your own field reality too |
| Compliance reporting | CBSL / MFI reporting claims—validate with your auditor | Reporting scoped with Capricon for your licence type—validate exports with your auditor before go-live |
| Vendor | Specialist lending platform | Capricon product suite adjacency (Pay, Core where relevant) |
| Best fit | MFIs wanting a dedicated lending SaaS brand | MFIs wanting Capricon-owned Fund delivery and AMC |
When Lendivo may fit better
- • Lendivo (or Kredible/Cimple) already matches your product set
- • Their field app and CBSL pack pass your auditor’s checklist
- • You only want a specialist MFI SaaS with no Capricon adjacency
FAQs
Is Capricon Fund an alternative to Lendivo?
Capricon Fund pulls ahead when you want phased rollout from spreadsheets without a big-bang cutover, plus a path to connect collections to Capricon Pay later—Lendivo's strength is being a dedicated, specialist lending SaaS already used by many Sri Lankan MFIs. Demo origination, collections, and regulatory exports on both, and shortlist Kredible and Cimple with the same script.
How much does microfinance software cost?
Expect software plus implementation and field-app usage. Capricon publishes cost framing on the microfinance software cost blog and quotes Fund after portfolio discovery.
Does Capricon Fund handle CBSL compliance reporting?
Reporting is scoped with Capricon for your specific licence type during discovery, not delivered as a fixed off-the-shelf report. Validate either Lendivo's or Capricon Fund's exports with your auditor before you commit—format expectations vary by MFI licence class.
When should I stay with Lendivo?
Stay with Lendivo if it (or Kredible/Cimple) already matches your product set and their field app and CBSL pack pass your auditor's checklist. Consider Capricon Fund when you want one vendor accountable for Fund go-live and support, or plan to connect collections to Capricon Pay.
Related pages
Shortlist Capricon Fund against Lendivo
Bring your must-not-break workflows. We will run the same demo script Capricon uses internally—so you can compare honestly.
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